MILTON — Four Town of Milton candidates on the Nov. 2 ballot have a combined 100+ years of local community service as emergency first responders.   

Scott Ostrander, running for Milton Town Supervisor, has served as a Councilman and Supervisor from 2015-2019. As a Councilman and Town Supervisor he was able to turn Milton’s budget deficit into a surplus. Ostrander is a retired Village of Ballston Spa police officer, spending 29 years in service committed to keeping the community safe. 

“I left the town in a great financial state, and I’ve seen it decline in the past few years,” said Ostrander. “Let’s put Milton back on the path to success.” 

John Frolish, currently serving his first term as Town Councilman, is running for reelection. Frolish, a small business owner in Milton for the past 34 years, was also an EMT and active volunteer firefighter for 49 years. Frolish served as Chief and Commissioner of Milton Fire District #1 during his time as a firefighter. 

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Frank Blaisdell, currently serving his third term as Town Councilman, is running for reelection as well. Blaisdell, whose community service is in private practice, is a retired clinical veterinarian, a consultant for the NYS Department of Health, and a founding member and volunteer with the Saratoga County Animal Emergency Response Team (CART). 

Timothy Brown, currently serving his fifth year as Town Justice, is running for reelection. Brown is a retired Senior Investigator with the Saratoga County Sheriff’s Office and volunteered for 34 years as a firefighter with Union Fire Co. #2. 

“I have had opportunities as Town Justice to help people through various programs and utilizing the tools of the office to turn lives around,” said Brown. 

“I feel I have made a difference in providing quality service to the town,” added Brown. “I enjoy being involved in the court system and being able to continue to support the community I care about.” 

“These candidates have knowledge of local municipality,” said David Karpinski, Saratoga County Republican Committee Chair for the Town of Milton. “They have raised their children here. They are rooted in our community and have a vested interest.” 

SARATOGA SPRINGS — Community Bank N.A. is pleased to announce it has opened a Business Banking Center in Saratoga Springs. The Business Banking Center will offer commercial banking, residential mortgage, insurance, and wealth management products and services. “With the opening of our new Business Banking Center we are excited to expand Community Bank’s presence and look forward to expanding our product offerings to the business communities in Saratoga and Warren counties,” said Regional Executive Jeffrey Levy. The Business Banking Center is located in The Washington Building, at 422 Broadway, in the heart of downtown Saratoga Springs.

NORTHEAST, U.S. — Instacart, the leading online grocery platform in North America and Hannaford Supermarkets, a leading Northeast grocery retailer, has launched “Hannaford Now,” a new convenience delivery service offering powered by Instacart that will offer customers a broad selection of Hannaford convenience items, groceries, and household essentials from early morning to late at night in as fast as 30 minutes. 

More than 40,000 items are available via Hannaford Now at most Hannaford locations with a focus on convenience items such as prepared foods, snacks, and drinks. Hannaford Supermarkets Now is available from 7 a.m. to as late as 10 p.m., seven days a week, requires a $10 order minimum, and has a $2.99 delivery fee. For Instacart Express members, Priority Delivery is free. 

Hannaford Now will join Instacart’s Convenience Hub, an Instacart Marketplace product feature that streamlines the convenience shopping experience for customers. Convenience delivery allows customers to access the essentials they need in as fast as 30 minutes – when they need just a few items quickly – supplementing the weekly grocery shop. 

“Hannaford Now provides customers with a new way to access the fresh, high-quality food they need at the last minute, maybe to finish a recipe, feed an unexpected group, or satisfy a craving,” said Mark Bradeen, Director of E-Commerce and Digital Marketing for Hannaford. “This service is another example of how Hannaford is making it easy to shop online and pick up your groceries at the store or have them delivered to your home. We’re always looking for and finding new ways to make shopping convenient for customers.” 

To place an order and learn more about Hannaford Now powered by Instacart, please visit www.instacart.com/hannaford-supermarket-now 

CLIFTON PARK — GTM Payroll Services, a recognized leader in the greater Capital Region for payroll and human resource information systems (HRIS), will now be able to offer businesses a full suite of human resources support solutions with the acquisition of Pinnacle Human Resources, LLC, a leader in outsourced human resources consulting, HR project-based solutions, and a leave of absence administration. 

GTM Payroll Services and Pinnacle Human Resources will combine best-of-breed payroll solutions with best-in-class HR consulting services to offer an unparalleled spectrum of payroll and human resources solutions for businesses. 

With GTM, businesses are gaining more than just payroll solutions. GTM now delivers a complete, end-to-end human capital management (HCM) technology platform that also combines HR and consulting services. As an independent, local firm, GTM Payroll Services provides high levels of customized service, unmatched by national providers, to suit the needs of its clients.

For more about GTM Payroll Services and Pinnacle Human Resources, go to: www.gtm.com/about-gtm-payroll-pinnacle-hr/ 

HALFMOON — Fall has arrived! Recently opened Native Sun Flowers in Halfmoon has a blooming assortment of mums as well as other decorative plants for the season. 

Native Sun Flowers is a family-owned retail garden center, operated by husband-and-wife team Tim Emanuel and Marcia Galka, both with 30+ years of experience as gardeners and greenhouse growers. Native Sun Flowers had been Tim’s dream since he devised the business plan while attending SUNY Cobleskill, graduating with a bachelor’s degree in plant science. Tim was diagnosed with cancer in 2020, and while recovering from his surgery, the perfect place became available for lease and he seized the opportunity. Native Sun Flowers opened its doors to the community in the spring of 2021. 

“Business had been slow but steady,” said Tim. “Right now, we are working on developing a clientele and foot traffic.”

It won’t take long, as their artful landscaping and unique logo are sure to attract attention from fellow plant and flower enthusiasts. The logo, which uses the Zia sun symbol, echoes Tim’s Native American heritage. 

For the fall, Native Sun Flowers has mums a plenty, ranging in color and size from 4.5 inches to 12 inches. Prices start at $8.95 for one, with a 4 for $32 deal on 9-inch mums. Their 4.5-inch mums are just $3.95, while going up in size to a 6.5-inch mum will cost only $2 more at $5.95. Mums are potted in a selection of patio pots and hanging baskets, all grown and cared for by Tim and Marcia in their greenhouse on site. The garden center is also carrying pumpkins, ornamental cabbage and kale, millet in two colors, and sunflowers of course. Throughout the seasons, they have a selection of vegetables, herbs, and succulents as well. 

Native Sun Flowers will be open until Christmas Eve this year for all your Christmas and winter seasonal needs as well including Christmas trees, wreaths, Christmas balls, and poinsettias. 

“It is our goal to provide outstanding customer service regarding any gardening questions,” state Tim and Marcia. “We are here to serve the community and to bring joy to our patrons regarding their flower selection. It is our goal to offer the highest quality plant material in the area.” 

Native Sun Flowers located at 1470A Rte 9, Halfmoon is open every day from 9 a.m. to 6 p.m. Give them a call at 518-280-4424. Check out Native Sun Flowers at www.nativesunflowers.com, on Facebook @nativesunflowers1, and on Instagram at native.sun.flowers_halfmoon. 

MALTA — GlobalFoundries has filed for an initial public offering of its ordinary shares. The number of shares to be offered and the price range for the proposed offerings have not yet been determined. GlobalFoundries has applied to list its ordinary shares on the Nasdaq Global Select Market under the ticker symbol “GFS.” 

In April of 2021, GlobalFoundries relocated its headquarters from California to Malta, where it has its Fab 8 manufacturing complex. In July of 2021, the company then announced plans to expand its manufacturing complex in Malta. 

For more information about GlobalFoundries, visit their website at https://gf.com. 

SARATOGA SPRINGS — At the recent “Serving New York Awards” and Excellence in Broadcasting Awards” luncheon in Albany, a handful of Capital Region Radio and Television stations were recognized for the extraordinary efforts of New York State’s Broadcasters in serving the public interest every day. 

Saratoga’s Star Radio 93.3 FM, 1160 AM, and streaming starsaratoga.com were honored for their dedication to serving the community through the months of the pandemic. They were recognized for their enter-to-win $10,000 Marketing Campaign Contest created to help local business advertise their company’s reopening, their ‘COVID-19 – A Special Broadcast’ in partnership with the Saratoga County Chamber Commerce, and their daily COVID-19 Special Reports working with the Saratoga County Health Department. 

Accepting the NYSBA Award for Loud Media Group, Walt Adams said, “It was an honor to be recognized by the NYSB Association. This was a shining example of the important role local radio can play in the community.” 

Star Radio is part of the Loud Media LLC Group that includes stations serving Saratoga, Glens Falls, South Glens Falls, Queensbury, parts of Warren and Washington Counties, as well as Lake George. 

Read the full brief on Saratoga Business Report www.saratogabusinessreport.com

The first image that often comes to mind when people think about long-term care is an elderly person sitting alone in a depressing nursing home. The misconceptions about what long-term care involves and peoples’ images of the most common care settings are understandable, since long-term care insurance originally started as nursing home insurance four decades ago. However, it has evolved into a much more flexible solution that allows you to receive care in a variety of settings.

Most of us want the ability to age at home, in a familiar setting surrounded by family and our favorite things. The fact is, 90 percent of adults who need long-term care services receive assistance at home or in another community setting. 

If the level of care you need evolves over time, most long-term care insurance policies not only allow you to transition to a nursing home, but some may also provide you with support during the transition. Since you can’t predict the care you might eventually need, it’s important to have the flexibility to choose the setting that best fits your needs at any given time.

Many long-term care policies available today can provide you with a choice of where you want to receive care, including:

• At home, with the help of a home health aide or in some cases a family member or friend to assist with daily activities
• In a community setting, such as adult day care services
• At an assisted living facility, where you can receive help with transportation and meals
• In a nursing home, if you need around-the-clock care

Each of these options provides a different level of care depending on how much assistance you need. Receiving care at home is the most popular and preferred option, and some policies even provide benefits that allow you to make home modifications that can help you stay at home longer. Policies that provide home care allow you to receive care from a professional, or possibly a friend or family member if informal care is covered.

While most people hope they won’t ever need to worry about long-term care, the reality is more than half of Americans will need long-term care assistance after age 65.  Women are even more at risk, primarily because they tend to live longer. The thought of not being able to care for yourself can be difficult and creating a plan for care can be daunting. However, it’s best to not let long-term care planning get pushed aside, because your age and health both factor into whether you’ll qualify for insurance and how much you’ll pay for coverage.

 By including long-term care in your retirement planning, you’ll have the peace of mind that you’ve taken the steps to help protect your family from the financial and emotional impact of a long-term care event. Take the time to research available options, decide how much coverage you need based on estimated costs, and create a plan that will give you the flexibility to choose where and how you receive care. If you need additional information, contact a New York Life agent to find out more about our solutions.

This educational third-party article is provided as a courtesy by Barry J. Bruno, CLU, ChFC, Agent, (CA Insurance Lic. #OB65966) and Daniel D. Bruno, Agent, (CA Insurance Lic. #4097332) New York Life Insurance Company. To learn more about the information or topics discussed, please contact Barry or Dan at Bruno & Bruno Financial Services LLC 518.587.9295 or email: barry@brunofs.com or dan@brunofs.com. Bruno & Bruno Financial Services LLC is not owned or operated by New York Life Insurance Company

GLENS FALLS — The Arrow Family of Companies is pleased to announce the appointment of Leslie Munger to Director of Compliance and Risk. 

Munger will be responsible for all compliance and risk functions for the Arrow Family Companies including Arrow Financial Corporation, Glens Falls National Bank and Trust Company, Saratoga National Bank and Trust Company, and Upstate Agency, LLC. In her new role, Munger will lead corporate enterprise risk management and oversee information security, fraud, and regulatory compliance for the company. 

Ms. Munger started with the company in 2007 as Assistant Compliance Officer and most recently served as Vice President Compliance Manager. 

DENVER, CO — The financial Planning Association® (FPA®) has announced that the Board of Directors elected James, Lee CFP®, as the 2022 President-elect for a one-year term. Lee’s term will begin Jan. 1, 2022, succeeding incoming 2022 FPA President Dennis Moore, MBA, CFP®.

Lee is president of Lee Investment Management in Saratoga Springs, which he established in 1998 to provide clients with independent financial planning and investment advice. A passionate volunteer in the financial planning profession, Lee is currently completing a three-year term on the FPA Board of Directors.