Theresa was born on July 4 in New York City. She was the youngest of eight children born to Stephen and Mary (Kutlar) Pencak.
Theresa was a fun loving person who was always singing, dancing, playing the organ and going on cruises and trips to Atlantic City. She was always happy. She treated her nieces and nephews as if they were her own and had a very tender heart, especially for children. In her earlier years, Theresa worked as a secretary for a New York City bank. She earned her bachelor’s degree and became a bank officer. She retired from the bank at 69, taking a bookkeeping job for nine more years.
Theresa was a member of The Ladies of Charity and the First Catholic Slovak Ladies Association. She was a parishioner of St Joseph Church in Greenfield and previously of St. John Nepomucene parish in New York City, where she was baptized and received the sacraments.
New York City was her lifetime home until five years ago when she moved to Saratoga to be closer to family. She had resided at the home of the Good Shepherd in Malta before staying with her nieces and nephews on the family farm.
Aside from her siblings, Theresa was predeceased in 2002 by her husband, Frank I Rubricius and her nephew, Rev James S. Pfeiffer. She is survived by nine nieces and nephews: Lucan Gray Wolf of Glens Falls, Barbara Kubiak (Jan) of California, Mary Beth Wing and John Otrembiak of Saratoga, Paul Graycar (Bernadette) of Massachusetts, Monica Varley (Jack), Stephen Otrembiak (Nancy) of Saratoga, Robert Leveen (Sandy) of Florida and Eric Leveen and several grand and great grand nieces and nephews, as well as cousins in New Jersey and Slovakia.
